Language/Malay-individual-language/Vocabulary/Business-and-Finance

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Malay (individual language) Vocabulary → Business and Finance

In today's globalized world, understanding business and finance vocabulary is crucial, not just for professional growth but also for engaging with the economic landscape of different cultures. In this lesson, we'll dive into advanced Malay business and finance vocabulary, providing you with the necessary terms to navigate conversations in a Malay-speaking business environment.

Whether you're planning to travel to Malaysia for work, engage with Malay-speaking clients, or simply broaden your linguistic horizons, mastering this vocabulary will empower you to communicate effectively and confidently.

This lesson is structured to provide a clear understanding of key terms and phrases, followed by practical exercises to reinforce your learning. We will cover the following sections:

Introduction to Business and Finance Vocabulary[edit | edit source]

Business and finance vocabulary encompasses various terms related to commerce, economics, banking, and trade. Understanding these terms is essential for anyone looking to engage in the Malay-speaking business world.

We will explore:

  • Types of businesses
  • Financial institutions
  • Common financial terms
  • Business operations and transactions

Types of Businesses[edit | edit source]

In this section, we will look at different types of businesses in the Malay-speaking context. Below is a table summarizing some key terms.

Malay (individual language) Pronunciation English
syarikat ˈʃarɪkɐt company
perniagaan pərˈniːɡɐn business
firma ˈfiːrmɑ firm
koperasi kɔˈpɛrɑsi cooperative
syarikat liabiliti terhad ˈʃarɪkɐt liːəˈbɪlɪti tərˈhɑd limited liability company
syarikat persendirian ˈʃarɪkɐt pərsɛnˈdɪrɪən private limited company
syarikat awam ˈʃarɪkɐt ˈaʊəm public company
syarikat multinasional ˈʃarɪkɐt mʊltiˈnæʃənəl multinational company
perniagaan kecil pərˈniːɡɐn kɪˈtʃɪl small business
syarikat pemulihan ˈʃarɪkɐt pəˈmuli.han rehabilitation company

Financial Institutions[edit | edit source]

Now that we've covered various types of businesses, let's discuss financial institutions that play a vital role in the economy.

Malay (individual language) Pronunciation English
bank bæŋk bank
institusi kewangan ɪnˈstɪtusi kəˈwɑŋan financial institution
bank pusat bæŋk ˈpuːsæt central bank
bank komersial bæŋk kəˈmɜːrʃəl commercial bank
bank pelaburan bæŋk pəˈlɑːbʊrən investment bank
kredit ˈkreɪ.dɪt credit
pinjaman pɪnˈdʒɑː.mən loan
simpanan sɪmˈpɑː.nən savings
insurans ɪnˈʃʊərəns insurance
pasar kewangan ˈpɑːsɑː kəˈwɑŋan financial market

Common Financial Terms[edit | edit source]

Understanding common financial terms is crucial for effective communication in business and finance. Below are some essential vocabulary words.

Malay (individual language) Pronunciation English
aset ˈɑː.sɛt asset
liabiliti ˌlaɪəˈbɪlɪti liability
pendapatan pənˈdɑː.pətən income
perbelanjaan pərbəˈlɒn.dʒaːn expenditure
keuntungan kəʊˈʌn.tʊŋan profit
kerugian kəˈruː.ɡiːən loss
pelaburan pəˈlɑːbʊrən investment
anggaran ˈæŋ.ɡərən estimate
kadar faedah kədɑːr faːˈe.dɑh interest rate
laporan kewangan ləˈpɔː.rɑn kəˈwɑŋan financial report

Business Operations and Transactions[edit | edit source]

In this final section, we will look at vocabulary related to business operations and transactions.

Malay (individual language) Pronunciation English
jual beli dʒuːəl bəli buy and sell
transaksi trænˈsækʃi transaction
perjanjian pərˈdʒan.dʒi.ən agreement
kontrak ˈkɒn.træk contract
tawaran tɑːˈwɑː.rən offer
penjualan pənˈdʒuː.ələn sale
pesanan pəˈsɑː.nən order
invois ˈɪn.vɔɪs invoice
pembayaran pəmˈbɑː.jə.rən payment
cukai ˈtʃuː.kɑɪ tax

Exercises[edit | edit source]

Now that we've covered the vocabulary, let's put your knowledge to the test with some exercises.

Exercise 1: Match the Terms[edit | edit source]

Match the Malay terms with their English translations.

Malay (individual language) English
syarikat
liabiliti
tawaran
simpanan
perjanjian

Answers:

1. Company

2. Liability

3. Offer

4. Savings

5. Agreement

Exercise 2: Fill in the Blanks[edit | edit source]

Fill in the blanks with the correct Malay vocabulary.

1. I want to open a ______ (small business) in Malaysia.

2. The ______ (bank) provides loans to customers.

3. Our company signed a ______ (contract) yesterday.

Answers:

1. perniagaan kecil

2. bank

3. kontrak

Exercise 3: Translate the Following[edit | edit source]

Translate the following sentences from English to Malay.

1. The investment bank is offering a loan.

2. The profit from the business is increasing.

Answers:

1. Bank pelaburan sedang menawarkan pinjaman.

2. Keuntungan dari perniagaan semakin meningkat.

Exercise 4: Create Sentences[edit | edit source]

Using the vocabulary provided, create your own sentences.

Example Answers:

  • Saya ingin meminjam wang dari bank. (I want to borrow money from the bank.)
  • Kita perlu menandatangani perjanjian sebelum memulakan projek ini. (We need to sign an agreement before starting this project.)

Exercise 5: Role Play[edit | edit source]

In pairs, role-play a business meeting where one person presents an offer and the other negotiates the terms. Use as many terms from the lesson as possible.

Suggested Terms: tawaran, perjanjian, kontrak, transaksi.

Conclusion[edit | edit source]

In this lesson, we've explored essential Malay vocabulary related to business and finance. We’ve covered types of businesses, financial institutions, common financial terms, and business operations. Now, you have the tools to navigate basic conversations in a business context.

Continue practicing these terms, and don't hesitate to revisit this material as you progress in your studies.


Other Lessons[edit | edit source]



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