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Văn bản từ polinazhdanova - English

  • How can the text below be improved and corrected? Thank you.

    • According to the learning material given for this assignment, Alice’s annual disposable income (after-tax income, also known as take-home pay) is going to be about $35,720 after graduation from college.
  • Her annual loan payments are $7,720 for the student loan and $2,400 for the car loan.
  • Her annual expenses are expected to be about $10,800 for rent and $14,400 for living expenses such as food, entertainment, clothing, etc. Alice’s financial goals are: a. pay off student loan b. buy a house and save for children’s education c. accumulate assets d. retire e. travel around the world in a sailboat.
    • Those goals differ in the duration of their achievement, they definitely should be achieved in a particular order, not at once or in reverse.
  • It would be strange to start saving money for retirement before paying off a student loan.
    • In the first place, Alice has to pay off her student loan which is $53,000 in order to start proceeding with her other financial plans which are more distant in the future and less specific than this one.
    • For example, in order to calculate how much money Alice needs for buying a house, we need to know in which city district, with how many bedrooms, and by which date she wants to buy it.
    • Since buying a house considered as a long-time financial goal and takes approximately from 2 to 10 years to achieve, we can’t predict the economic situation of the future and indicators of its health such as currency value or employment rate.
    • Even the economy tends to have its expected ups and downs in a period of time, for now, a ballpark assessment would not provide sufficient information.
  • Thus, we can’t make this financial goal a S.M.A.R.T one.
  • As we know, the abbreviation S.M.A.R.T is a popular goal-setting model.
  • The abbreviation stands for Specific, Measurable, Attainable/Aggressive/Achievable, Realistic, and Time-bound.
    • In order to have more chances of being achieved a goal should have all these traits.
    • For example, we could clarify Alice’s goal to pay off the student loan.
    • A specific version of this is “ to pay the student loan of $53,000 by paying $7,720 annually in 7 years in order to proceed with other financial goals and start to accumulate assets”.
    • The goal is specific because now we have the exact answers on Whan? How? When? And Why?
    • The goal is measurable since now includes exact numbers of the loan and annual payment.
    • The goal is attainable because if Alice sets aside the decided amount of money and would follow the payment schedule she can pay off the loan.
    • The goal is relevant for her because she wants to buy a house, accumulate assets, and retire, which requires a significant amount of money left each month.
    • The goal is time-bound because it has a strict time frame of 7 years.
  • She could make this goal more aggressive and try to pay the loan off in a shorter period of time.
    • For example, if she sacrifices her spare time and gets a part-time job with a $1000 wage monthly additionally to her main position, she is expected to have a surplus of $12,000 in her budget annually.
  • Thus, she could accelerate the process of achieving the goal by paying $19,720 annually.
    • In such a case she will pay it off fully in about 2 and a half years.

Xin hãy chỉnh sửa từng câu giúp tôi! - English

  • Tiêu đề
  • câu 1
    • According to the learning material given for this assignment, Alice’s annual disposable income (after-tax income, also known as take-home pay) is going to be about $35,720 after graduation from college.
      Bầu chọn ngay!
    • According to the learning material given for this assignment, Alice’s annual disposable income (after-tax income, also known as take-home pay) is going to be about $35,720 after she graduationes from college.
      Alexqc1990Alexqc1990 profile picture Comments
      Bầu chọn ngay!
    • ADD a NEW CORRECTION! - câu 1ADD a NEW CORRECTION! - câu 1
  • câu 2
  • câu 3
    • Her annual expenses are expected to be about $10,800 for rent and $14,400 for living expenses such as food, entertainment, clothing, etc. Alice’s financial goals are: a. pay off student loan b. buy a house and save for children’s education c. accumulate assets d. retire e. travel around the world in a sailboat.
      Bầu chọn ngay!
    • ADD a NEW CORRECTION! - câu 3ADD a NEW CORRECTION! - câu 3
  • câu 4
    • Those goals differ in the duration of their achievement, they definitely should be achieved in a particular order, not at once or in reverse.
      Bầu chọn ngay!
    • Those goals differ in the duration of their achievement,; they definitely should be achieved in a particular order, not at once or in reverse.
      genzaimugenzaimu profile picture Comments
      Bầu chọn ngay!
    • Those goals differ in the duration of their achievement,; they definitely should be achieved in a particular order, not all at once or in reverse.
      Alexqc1990Alexqc1990 profile picture Comments
      Bầu chọn ngay!
    • ADD a NEW CORRECTION! - câu 4ADD a NEW CORRECTION! - câu 4
  • câu 5
  • câu 6
    • In the first place, Alice has to pay off her student loan which is $53,000 in order to start proceeding with her other financial plans which are more distant in the future and less specific than this one.
      Bầu chọn ngay!
    • In the first placeFirst of all, Alice has to pay off her student loan, which is $53,000 in order to start proceeding with. Only after that can she begin her other financial plans, which are more distant in the future and less specificvague than this one.
      Alexqc1990Alexqc1990 profile picture Comments
      Bầu chọn ngay!
    • ADD a NEW CORRECTION! - câu 6ADD a NEW CORRECTION! - câu 6
  • câu 7
    • For example, in order to calculate how much money Alice needs for buying a house, we need to know in which city district, with how many bedrooms, and by which date she wants to buy it.
      Bầu chọn ngay!
    • For example, in order to calculate how much money Alice needs forwill need to buying a house, we need to know in which city district, with how many bedrooms, and by which date she wants to buy it.
      Alexqc1990Alexqc1990 profile picture Comments
      Bầu chọn ngay!
    • ADD a NEW CORRECTION! - câu 7ADD a NEW CORRECTION! - câu 7
  • câu 8
    • Since buying a house considered as a long-time financial goal and takes approximately from 2 to 10 years to achieve, we can’t predict the economic situation of the future and indicators of its health such as currency value or employment rate.
      Bầu chọn ngay!
    • Since buying a house is considered as a long-time financial goal and takes approximately from 2 to 10 years to achieve, we can’'t predict the economic situation of the future and indicators of its health such as currency value or employment rate.
      genzaimugenzaimu profile picture Comments
      Bầu chọn ngay!
    • ADD a NEW CORRECTION! - câu 8ADD a NEW CORRECTION! - câu 8
  • câu 9
    • Even the economy tends to have its expected ups and downs in a period of time, for now, a ballpark assessment would not provide sufficient information.
      Bầu chọn ngay!
    • Even the economy tends to have its expected ups and downs in a period of time, f. For now, a ballpark assessment would not provide sufficient information.
      genzaimugenzaimu profile picture Comments
      Bầu chọn ngay!
    • Even the economy tends to have its expected ups and downs in a period of time, f. For now, a ballpark assessment would not provide sufficient information.be accurate.
      Alexqc1990Alexqc1990 profile picture Comments
      Bầu chọn ngay!
    • ADD a NEW CORRECTION! - câu 9ADD a NEW CORRECTION! - câu 9
  • câu 10
  • câu 11
  • câu 12
    • The abbreviation stands for Specific, Measurable, Attainable/Aggressive/Achievable, Realistic, and Time-bound.
      Bầu chọn ngay!
    • ADD a NEW CORRECTION! - câu 12ADD a NEW CORRECTION! - câu 12
  • câu 13
  • câu 14
  • câu 15
    • A specific version of this is “ to pay the student loan of $53,000 by paying $7,720 annually in 7 years in order to proceed with other financial goals and start to accumulate assets”.
      Bầu chọn ngay!
    • A specific version of this isOne strategy would be “ to pay the student loan of $53,000 by paying $7,720 annually infor 7 years in order to proceed with other financial goals and start to accumulate assets”.
      Alexqc1990Alexqc1990 profile picture Comments
      Bầu chọn ngay!
    • ADD a NEW CORRECTION! - câu 15ADD a NEW CORRECTION! - câu 15
  • câu 16
  • câu 17
    • The goal is measurable since now includes exact numbers of the loan and annual payment.
      Bầu chọn ngay!
    • The goal is measurable since now includes exact numbers of the loan and annual paymentWith the exact amount of money of the loan and annual payment established, we can formulate a strategy.
      Alexqc1990Alexqc1990 profile picture Comments
      Bầu chọn ngay!
    • ADD a NEW CORRECTION! - câu 17ADD a NEW CORRECTION! - câu 17
  • câu 18
    • The goal is attainable because if Alice sets aside the decided amount of money and would follow the payment schedule she can pay off the loan.
      Bầu chọn ngay!
    • The goal is attainable because if Alice sets aside the decided amount of money and would follow the payment schedule, she can pay off the loan.
      genzaimugenzaimu profile picture Comments
      Bầu chọn ngay!
    • The goal is attainable because if Alice sets aside the decided amount of money and would follows the payment schedule, then she can pay off the loan.
      Alexqc1990Alexqc1990 profile picture Comments
      Bầu chọn ngay!
    • ADD a NEW CORRECTION! - câu 18ADD a NEW CORRECTION! - câu 18
  • câu 19
    • The goal is relevant for her because she wants to buy a house, accumulate assets, and retire, which requires a significant amount of money left each month.
      Bầu chọn ngay!
    • The goal is relevant for her because she wants to buy a house, accumulate assets, and retire,How she executes this plan is crucial for her other goals, all of which requires a significant amount of money left each month.
      Alexqc1990Alexqc1990 profile picture Comments
      Bầu chọn ngay!
    • ADD a NEW CORRECTION! - câu 19ADD a NEW CORRECTION! - câu 19
  • câu 20
  • câu 21
  • câu 22
    • For example, if she sacrifices her spare time and gets a part-time job with a $1000 wage monthly additionally to her main position, she is expected to have a surplus of $12,000 in her budget annually.
      Bầu chọn ngay!
    • For example, if she sacrifices her spare time and gets a part-time job with a $1000 wage monthly additionally to her main position, she is expected tosalary to supplement her current income, she would have a surplus of $12,000 in her budget annuallyannual budget.
      Alexqc1990Alexqc1990 profile picture Comments 1
      Bầu chọn ngay!
    • ADD a NEW CORRECTION! - câu 22ADD a NEW CORRECTION! - câu 22
  • câu 23
  • câu 24